Superannuation
Super Co-Contribution: A simple way to boost your retirement savings
4 June
The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional...[Read More]
Just half of Australians feel prepared for retirement
4 June
Despite some progress and a world-class superannuation system, retirement remains a source of financial anxiety for many Australians, according to a new report highlighting the value of financial advice. Just 51 per cent of Australians feel prepared...[Read More]
Understanding risk tolerance: Passing the investment sleep test
28 May
Investing is never just about chasing returns. It is also about understanding yourself. Before choosing where to invest, one of the most important questions to ask is not simply, “How much can I make?” It is, “How much uncertainty can I...[Read More]
The power of compound interest – it rewards patience, consistency, and time.
28 May
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]
The key question is not simply, “Can I manage my own super?” It is, “Should I?”
21 May
A Self Managed Super Fund can be a powerful retirement planning structure, but it should never be viewed as a status symbol or a shortcut to better returns. The real decision is not just whether you are capable of setting one up. It is whether an...[Read More]
Why a financial review is one of the most valuable meetings you’ll have each year
21 May
Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life...[Read More]
Super shake-up wins support as budget savings spruiked
14 May
Superannuation performance test changes are being flagged as a way to boost Australia’s lagging productivity rate, as the federal treasurer promises more budget savings. First signalled during Jim Chalmers’ economic reform roundtable in August,...[Read More]
Understanding your risk profile: The foundation of smart investing
7 May
When it comes to investing, one of the most important — yet often overlooked — steps is defining your risk profile. It’s the foundation upon which your entire financial plan is built. Without a clear understanding of how much risk you are...[Read More]
Understanding dollar cost averaging: A steady approach in volatile markets
30 April
Investing can feel overwhelming, particularly during periods of market volatility when prices rise and fall unpredictably. One investment principle that has stood the test of time for managing this uncertainty is dollar cost averaging (DCA). It’s...[Read More]